Homebuyer's Club
At Sharon McSwain Homes, we understand that purchasing a home can be a challenge. But we also do not believe that past credit problems or other issues should stand in the way of achieving your dream of home ownership. The Sharon McSwain Homebuyers' Club is a free service that offers assistance and guidance to those who have faced obstacles in their quest to own a new home.
Some obstacles you may have encountered include:
- Insufficient savings for a down payment, even though you know you can meet a monthly payment
- Prior inability to qualify for a mortgage
- Changes in family status
- Inexperience or a lack of knowledge about purchasing a home
Even if you fit into all of these categories, with the Sharon McSwain Homebuyers Club, you can still become a home owner!
Your Sharon McSwain Homebuyers' Club membership entitles you to attend free seminars to learn more about home ownership and allows you to take advantage of one-on-one assistance from our professional home-buying counselor.
You'll learn valuable information including:
- How much money you will need to purchase your new home
- What loan programs are most appropriate for you
- Current loan qualification guidelines
- What constitutes good credit
- How to clean up credit problems and reports
Our home-buying counselor will answer any questions you have and will walk you through the process of qualifying for a home loan. She'll also present various options for making a down payment and financing the home you've selected. Whether it takes six months or two years to make your dream a reality, we'll be there throughout the process, every step of the way!
Is it Worth the Effort to Own a Home?
Many people ask if it's worth the time and effort to purchase a new home. It may seem easier to simply continue to rent. But there are a number of good reasons why purchasing a home is a smarter and more satisfying alternative to renting:
- Owning a home is historically the wisest investment you can make. In the Atlanta metro area, the average sales price for a single-family home has risen 100 percent over the past five years.
- Owning a home is one of the last great tax advantages. Taxpayers are allowed to deduct mortgage interest, plus relevant fees and taxes, from their gross income.
This deduction is especially important in the early years of a typical 30-year mortgage. The reason is that virtually 100 percent of the mortgage payment is tax deductible interest. - There are additional advantages when it's time to sell your home. Home improvements add value; the money put into the home is considered an additional investment.
- Home ownership is a source of pride and satisfaction.
So stop dreaming and start making your dream of home ownership a reality!
Our Homebuyers' Club Consultant is waiting to hear from you. For more information, email Starr Carter or call 1-770-390-9668 ext. 21.